ComplianceWe cover BSA, ACH, HMDA, and the rest of the program.

We understand the compliance challenges community banks face in today’s regulatory environment. Let us help you safeguard the institution while maintaining full regulatory compliance.

What’s covered

General Compliance

Policies, procedures, and annual updates kept current so the file matches how the bank actually operates.

  • Policy inventory and the annual review
  • Procedures written to how staff actually work
  • Updates when the rule or the bank changes
  • Evidence ready for the next exam

Enterprise Risk

An enterprise risk management framework the board can see and the staff can follow.

  • Risk inventory across the institution
  • Board reporting that directors can discuss
  • A cadence that does not die after year one

BSA/AML

BSA and AML program management, including the evidence and the people who will sit in the exam.

  • CIP, CDD, and EDD that match the bank
  • SAR and CTR process
  • Independent testing support
  • Training for the people in the exam

ACH Policies

ACH policies and procedure review, written so operations can run them day to day.

  • NACHA-aligned policy
  • Originator due diligence
  • Returns and exception handling
  • Operations procedures, not just the binder

RDC Policies

Remote deposit capture compliance, from the procedure through the exam file.

  • Customer eligibility and agreements
  • Deposit limits and exception review
  • Image quality and fraud review
  • The file examiners will ask for

HMDA

HMDA programs kept current between filing seasons, not rebuilt the week they are due.

  • Data collection through the year
  • Accuracy review before the file goes out
  • LAR support
  • A process that survives staff turnover

Bring us the problem nobody else will fix.

34+
Years
350+
Audits
100%
Community banks
Start a conversation
or call 614.848.3189